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National

GSIS offering emergency loans to members in calamity-hit areas

InterAksyon.com
The online news portal of TV5

MANILA, Philippines - State-pension agency Government Service Insurance System (GSIS) offers emergency loans to members who are living in areas recently affected by flash floods.

GSIS president and general manager Robert Vergara said eligible members, who are living in areas recently affected by flash floods, were given until mid-August to file for emergency loans.

Vergara on Friday said members eligible for the emergency loan are those living or working in Davao City; Pikit, North Cotabato; Cotabato City; Maguindanao; Pampanga; Pulilan, Malolos, Calumpit, Hagonoy, Meycauayan, and Obando in Bulacan.

He said members in those areas could apply for the loan through the GWAPS kiosk using their eCard or their Unified Multi-Purpose ID (UMID)-compliant eCard.

He said members who do not have an eCard but who are eligible to apply for the loan could apply over-the-counter (OTC), proceeds of which will be credited to a temporary eCard which the GSIS would issue not later than July 31.

“We are deploying more GWAPS kiosks in our offices and other access points such as provincial capitols and city halls to expedite the availment of the loan. We’re also extending our office hours as may be necessary,” he said.

Under the agency’s emergency loan program, eligible members can borrow up to P20,000, payable in three years in equal monthly installments.

Vergara said GSIS members who earlier applied for an emergency loan could still apply but only if they had paid at least 12 monthly installments and not before the anniversary date of the previous loan.

GSIS extends the emergency loans to active members who reside or work in areas declared by the government as part of a calamity area.

These employees must not be on leave of absence without pay during the filing of the loan, have no pending criminal or administrative charges, have no arrearages in the payment of mandatory social insurance contributions, and have no loan that has been declared in default.

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